Author Archives: Glenn Lamb

Term life insurance generally provides a death benefit and does not accumulate cash value. Some people believe that it is more cost effective to get a term life policy and put the extra money that whole life would cost into a separate investment. Their slogan is “buy term and invest the rest”. That is over simplifying the subject. For example, invest in what? And how exactly does a particular whole life policy’s features compare to a term plus investment plan? The truth is that there is no single insurance product that is always best for every person and situation. Continue reading →