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	<title>Earn Extra Income, Make Extra Money, Earn Extra Cash &#187; Financial Wellness</title>
	<atom:link href="http://www.camillon.com/tag/financial-wellness/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.camillon.com</link>
	<description>Extra Income, Extra Money, Extra Cash, Insurance, Loans and More...</description>
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		<title>It&#8217;s Never Been A Better Time To Start A Health And Wellness Network Business</title>
		<link>http://www.camillon.com/its-never-been-a-better-time-to-start-a-health-and-wellness-network-business/</link>
		<comments>http://www.camillon.com/its-never-been-a-better-time-to-start-a-health-and-wellness-network-business/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 07:54:41 +0000</pubDate>
		<dc:creator>Mr. Steven Lamb</dc:creator>
				<category><![CDATA[Financial Wellness]]></category>
		<category><![CDATA[baby boomers]]></category>
		<category><![CDATA[environmental wellness]]></category>
		<category><![CDATA[health and wellness]]></category>
		<category><![CDATA[Mr Steven Lamb]]></category>
		<category><![CDATA[personal wellness]]></category>
		<category><![CDATA[physical wellness]]></category>
		<category><![CDATA[Wellness industry]]></category>
		<category><![CDATA[Wellness Network]]></category>

		<guid isPermaLink="false">http://www.camillon.com/?p=2007</guid>
		<description><![CDATA[
10 Million new millionaires will be created in the next decade. As predicted by economist Paul Zane Pilzer. http://youniquereview.com/younique-wealth/millionaires-created-paul-zane-pilzer
In this article you will learn&#8230;
The reason why you should start a wellness network business from home
Which is the right wellness network business for you?
Why it is important to start Now.
Do you Love people? unless you are [...]]]></description>
			<content:encoded><![CDATA[<p></p><div style='float:left;padding-right:10px;'><img src='http://www.camillon.com/wp-content/uploads/2010/04/MrStevenLamb0.jpg' alt=''></div></p></p>
<p>10 Million new millionaires will be created in the next decade. As predicted by economist Paul Zane Pilzer. http://youniquereview.com/younique-wealth/millionaires-created-paul-zane-pilzer</p>
<p>In this article you will learn&#8230;</p>
<p>The reason why you should start a wellness network business from home</p>
<p>Which is the right wellness network business for you?</p>
<p>Why it is important to start Now.</p>
<p>Do you Love people? unless you are a &#8220;grinch&#8221; or just a cynical and pessimistic person then you obviously love people. Wellness is all about enhancing the lives of people and helping them to achieve their goals in all of the following areas&#8230;</p>
<p>The first area of is physical wellness- It enable you to live a longer, healthier and more vibrant life.</p>
<p>Personal wellness will enable you to achieve balance, freedom and a peace of mind in your personal and family life.</p>
<p>Environmental wellness enables you to make your home and environment a cleaner and safer place.</p>
<p>Having financial wellness in your life enables you to get out of debt and secure your financial future.</p>
<p></p><div style= 'padding-top:10px;width:320px;float:left;padding-right:10px;'>
				<div style='margin:auto;padding:0;text-align:center;width:320px;'><object width="320" height="267.294117647"><param name="movie" value="http://www.youtube.com/v/rtzi5RFeu7Q&hl=en"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/rtzi5RFeu7Q&hl=en" type="application/x-shockwave-flash" wmode="transparent" width="320" height="267.294117647"></embed></object></div>
<div style='margin:auto;padding:0;font-size:0.8em;color:#000080;text-align:left;width:320px;'><a href='http://www.youtube.com/watch?v=rtzi5RFeu7Q&amp;feature=related' target='_blank'>your keyword here</a></div></div></p></p>
<p>Understanding Trends will help you understand why starting a Wellness Network business from home could change your life and your love ones life forever. Even before the computer/technology trend from the past 20 years, were the largest trend setters that our nation has ever witnessed.</p>
<p>The &#8220;baby boomer&#8221; generation opened the doors for many industries and created multimillion dollar companies all over the world. It all started after WWII when the troops returned home in the mid 1940&#8217;s. After the big welcome home party, there were more babies born during that era than ever before in our nations history!</p>
<p>Gerber baby products was one of the first industries to benefit from the &#8220;baby boomers.&#8221; They produced and sold baby food and later all of the baby paraphernalia (diapers, clothing, toys, etc) Like no other company. Gerber became a pioneer in the baby food industry all because of the &#8220;baby boomers.&#8221;</p>
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<p>The first trend continued til about 1960. The next beneficiary was the automobile industry. Of course the new moms needed transportation to carry the groceries and transport Jr. back and forth to soccer practice.</p>
<p>The housing industry was the next beneficiary in the 70&#8217;s and 80&#8217;s. Let&#8217;s not forget how the insurance industry cashed in! ( Auto insurance becoming a LAW, while homeowners insurance became mandatory! (Ins. Companies selling benefit packages to employers in every industry etc.) I think you get the picture.</p>
<p>Can you see how the &#8220;baby boomers&#8221; created huge trends. These are all well documented trends. And for this very reason is why Economist Paul Zane Pilzer has predicted that there will be more millionaires created in the next decade than ever before in history!</p>
<p>The &#8220;baby boomers&#8221; are no longer young. They are all about 50 years old or older. They ALL demand one thing over any other thing. That is WELLNESS! Baby boomers want to look younger, feel younger, loose weight, eliminate stress, sickness and disease. And make more money.</p>
<p>Be mindful of this important fact; Baby boomers are all approaching retirement age. Money (especially in our economy) is a major issue these days. And it is definitely an important area of wellness.</p>
<p>While wellness networking was just taking off in the mid 80&#8217;s It has grown to be well over a $500 Billion dollar industry today! It is predicted to be the next trillion dollar industry by all economist and experts in the industry.</p>
<p>We are too late to benefit in the &#8220;baby food&#8221; industry. It&#8217;s defiantly too late to &#8220;cash In&#8221; on the automobile industry, as well as the housing industry (with all of these foreclosures).</p>
<p>So now you know why the wellness industry is still on the rise and will continue to be throughout this decade.</p>
<p>Finding the right company is the only thing in question. You need to connect with a company right away that is well established and has a track record of success. They need to have unique &#8220;stand alone&#8221; consumable Products. Along with Strong Leadership. Lastly, they need to offer you the ability to earn an unlimited (realistic and achievable) residual income with a solid and proven pay plan.</p>
<p>To learn more about the <a href="http://wellness-network.ws">Wellness Network</a> trend that is soon to be the next Trillion Dollar industry, contact Mr Steven Lamb at his wellness network site and get your <a href="http://wellness-network.ws">Free Ebook</a> and newsletter.</p>
]]></content:encoded>
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		<item>
		<title>Be Top In Your Class With Speed Reading</title>
		<link>http://www.camillon.com/be-top-in-your-class-with-speed-reading/</link>
		<comments>http://www.camillon.com/be-top-in-your-class-with-speed-reading/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 09:49:11 +0000</pubDate>
		<dc:creator>Dr. Jay Polmar</dc:creator>
				<category><![CDATA[Financial Wellness]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[corporate]]></category>
		<category><![CDATA[photoreading]]></category>
		<category><![CDATA[reading]]></category>
		<category><![CDATA[speed reading]]></category>
		<category><![CDATA[success]]></category>
		<category><![CDATA[well-being]]></category>

		<guid isPermaLink="false">http://www.camillon.com/?p=1901</guid>
		<description><![CDATA[The world is dominated by life-long learners: people who take the time to learn everything they can about their chosen field and everything they can about corresponding subjects. The 400 most successful businesspeople "the Forbes 400" attribute most of their success to reading at least one non-fiction book a month. But when you have a family and work wants to dominate your time, carving out the time to read all those books can be really difficult. New books on every subject are being published every day. How is one supposed to keep up at work or school, spend time with family and find time to read ten to fifteen extra books a year?]]></description>
			<content:encoded><![CDATA[<p>The world is dominated by life-long learners: people who take the time to learn everything they can about their chosen field and everything they can about corresponding subjects. The 400 most successful businesspeople &#8220;the Forbes 400&#8243; attribute most of their success to reading at least one non-fiction book a month. But when you have a family and work wants to dominate your time, carving out the time to read all those books can be really difficult. New books on every subject are being published every day. How is one supposed to keep up at work or school, spend time with family and find time to read ten to fifteen extra books a year?</p>
<p>You can&#8217;t add hours to your day, but you can reduce the time it takes to read those books. Learning to speed read is the answer. Cutting your reading time in half or even more would give you the ability to simply devour the books you always wanted to read, the books you know you should read, and the ones you need to read to get ahead.</p>
<p>You may have looked into 1-day or multiple day speed reading seminars or home courses before, only to be turned off by the price. A single one-day live speed reading seminar can set you back anywhere from $200 to $700 &#8220;per person&#8221; and the results are far from guaranteed. SpeedRead America offers a 100% satisfaction guarantee for everyone with a third grade or higher reading level.</p>
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<p>With one of these special speed reading courses for the family, you can double your reading speed starting with the best-selling Speed Read in Only One Hour, which offers methods to help you break poor habits learned when you were first learning to read. With business professionals self-taught &#8220;Business Speed Reading Success&#8221;, which focuses on Business and MBA professionals, and &#8220;How To Get More Accomplished In Less Time&#8221;, which teaches smart time management you will learn not only how to fly over the pages of corporate reports, you will also learn new techniques for note taking, concentration, recall and, with the Think Right course, you will also learn power thinking exercises and stress relief to increase your reading speed even more.</p>
<p>The corporate edition of our Speed Read Complete course also includes add-ons useful for generating sales, and includes one of the first-ever courses written on the Law of Attraction. The proven audio courses teach the busy professional how to sit back and relax.</p>
<p>Aimed for adults, corporate and business employees and MBA professionals, Speed Read Complete Corporate Edition offers not only the ability to speed read. Included in the Corporate Edition also is a time management course and a course to help you achieve your life goals by using the material from our Online Download Library of speed reading and self power improving publications.</p>
<p>The best part is that not only will you be able to double your reading speed rate after the first one-hour lesson, but mid-level managers receive promotions as little as three weeks after starting our course!</p>
<p>Written by Dr. Jay Polmar, an expert in the fields of self-improvement, continuing education and self-growth, Speed Read Complete boasts a success rate unheard of in its industry and offers a full money back guarantee that you will be reading significantly faster in only hours &#8211; they guarantee it.</p>
<p>Guaranteed 4.0 average with Be Dynamic and <a href="http://www.speedread.org">learn to Be Dynamic through Speed Reading</a></p>
]]></content:encoded>
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		<title>Month in Review: November 2008</title>
		<link>http://www.camillon.com/month-in-review-november-2008/</link>
		<comments>http://www.camillon.com/month-in-review-november-2008/#comments</comments>
		<pubDate>Sun, 30 Nov 2008 07:01:31 +0000</pubDate>
		<dc:creator>marlon</dc:creator>
				<category><![CDATA[Random Ramblings]]></category>
		<category><![CDATA[billups]]></category>
		<category><![CDATA[bloggerhappy]]></category>
		<category><![CDATA[camillon]]></category>
		<category><![CDATA[camsdcute]]></category>
		<category><![CDATA[Canon 1000D]]></category>
		<category><![CDATA[carl ocab]]></category>
		<category><![CDATA[Financial Wellness]]></category>
		<category><![CDATA[iverson]]></category>
		<category><![CDATA[john chow]]></category>
		<category><![CDATA[month]]></category>
		<category><![CDATA[pinoymoneytalk]]></category>
		<category><![CDATA[pistons]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[Sun Life]]></category>
		<category><![CDATA[twilight]]></category>
		<category><![CDATA[vampire]]></category>

		<guid isPermaLink="false">http://www.camillon.com/?p=109</guid>
		<description><![CDATA[


Series of changes happened after the Pistons’ championship run during the 2003-2004 season.  As the years went by since then, I observed that the energy and passion the team had slowly declined.  Changes are inevitable, as promised by Dumars after their unfortunate exit last season.
Early November, Detroit Pistons traded Billups and McDyess for [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><img src="http://www.camillon.com/images/MonthInReview/header.png" alt="" hspace="10" /></p>
<p><img src="http://www.camillon.com/images/MonthInReview/10.png" alt="" hspace="10" /></p>
<p><img class="alignleft" src="http://www.camillon.com/images/IversonBillups.jpg" alt="" hspace="10" /></p>
<p>Series of changes happened after the Pistons’ championship run during the 2003-2004 season.  As the years went by since then, I observed that the energy and passion the team had slowly declined.  Changes are inevitable, as promised by Dumars after their unfortunate exit last season.</p>
<p>Early November, Detroit Pistons traded Billups and McDyess for Iversion.  The first thing that came to my mind is that they completely lost their identity – defense-minded and team-oriented individuals.  It’s evident during the first 10 games after that trade.  The Pistons are 5-5.  It’s still early, but they need to make this trade work, fast.  I’m not sure what exactly Dumars plans are, but I just hope these guys get another crack championship, and win it all the way.</p>
<p>For AI, welcome to the team.  As for Billups, I wish you all the best.  Hope to see you and Melo in the Finals.</p>
<p><img src="http://www.camillon.com/images/MonthInReview/9.png" alt="" hspace="10" /></p>
<p>Despite the financial turmoil that hit everybody world-wide, I’m still active as an agent of Sun Life.  I’ve closed two applications this November and hope to close more deals.  If you want to know more information, just read my post here.</p>
<p><img src="http://www.camillon.com/images/MonthInReview/8.png" alt="" hspace="10" /></p>
<p>This is the online community of what I personally call as ‘Filipino finance enthusiasts’.  I’ve been reading forum posts in this site for months now, but just got serious last month.  There are lots of information and knowledge that I got, and it’s only a matter of taking actions before I get to where I want to go.  For those whose goal is financial independence, better visit this site and be active in the forums.</p>
<p><img src="http://www.camillon.com/images/MonthInReview/7.png" alt="" hspace="10" /></p>
<p>I’ve been doing lots of reading about making money online, and came across these two websites.  Carl Ocab has been published numerous times in local newspapers, that’s why his known.  I’ve learned about John Chow while surfing the internet.  I find his e-book very helpful.  Both blogs provided good tips on online money-making activities.  Now, I’m making steps to do the same.  Kudos to the two of you!</p>
<p><img src="http://www.camillon.com/images/MonthInReview/6.png" alt="" hspace="10" /></p>
<p><img class="alignleft" src="http://www.camillon.com/images/Twilight.jpg" alt="" hspace="10" /></p>
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<p>I’ve read several articles about Twilight and got different feedback from those who’ve seen it.  It was claimed to be the best book series after the Harry Potter series.  So Camille and I decided to watch it ourselves.  Nobody liked it better than Camille who’s always fascinated with vampires.  In this film, a new insight was created against the typical blood-craving, neck-biting, immortal creatures.  There’s a new breed of vampires – the vegetarians – who chose to hunt for animals instead of human.</p>
<p>Generally, we liked the film, so we did some research on the cast and found at that Bella Swan (Kristen Stewart) is the girl in the film ‘The Messengers’, while the more familiar Edward Cullen (Robert Pattinson), is actually Cedric Diggory in the Harry Potter movies!  I was trying to play with Pattinson’s roles.  Is Cedric Diggory really dead?  The answer?  He’s not!  He just turned into a vampire. Hehe. I wonder if Voldemort even knew it.</p>
<p>Kidding aside, I find the movie fantastic and would like to see a sequel.  My verdict: 9/10!</p>
<p><img src="http://www.camillon.com/images/MonthInReview/5.png" alt="" hspace="10" /></p>
<p>My brother Ron celebrated his 16th birthday.  Only a few months left before he enters college.  He took entrance exams in Saint Louis University (my alma mater) and chose Information Technology (my course) as his first choice and engineering as alternative. I guess I might have inspired him a bit, huh?</p>
<p><img src="http://www.camillon.com/images/MonthInReview/4.png" alt="" hspace="10" /></p>
<p>Prior to acquiring a domain, Camille and I unofficially blogged on different personal sites.  Everything’s changed when our friend Thea introduced us to blogging, giving us tips and encouraging us to write and publish our work.  To Thea, thank you!</p>
<p><img src="http://www.camillon.com/images/MonthInReview/3.png" alt="" hspace="10" /></p>
<p>I’ve wanted to have a DSLR for more than a year now, and am planning to purchase one next year.  But my ever charming and sweet girlfriend Camille agreed to buy one this November as advanced Christmas present.  Right now, I’m engaged in learning different photography techniques.  I’ll post some of my pictures soon.  Again, thanks mille!</p>
<p><img src="http://www.camillon.com/images/MonthInReview/2.png" alt="" hspace="10" /></p>
<p><img class="alignleft" src="http://www.camillon.com/images/Camsdcute125x125.jpg" alt="" hspace="10" /></p>
<p>Camsdcute’s Lair is Camille’s official blog.  She’s been using the moniker ‘camsdcute’ for more than 10 years now.  She writes anything about anything (got it? good!).  We help each other in designing and maintaining our sites.  Her site was created months earlier that mine.</p>
<p>Honestly, besides the sites I’ve listed previously in this list, she gave more inspiration to me.  This led to the #1 in my list.</p>
<p><img src="http://www.camillon.com/images/MonthInReview/1.png" alt="" hspace="10" /></p>
<p>Tada!  Of course I’m #1 in my list. I write about topics on technology, financial wellness, sports, blogging, photography, and may others.  This site is still young, so please expect lots of changes as I’m still working on designs and content.</p>
<p>Watch out for more!</p>
<p><img src="http://www.camillon.com/images/CamillonSignature.jpg" alt="" hspace="10" /></p>
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		<title>I Hated Life Insurance Until&#8230;</title>
		<link>http://www.camillon.com/why-people-hate-life-insurance/</link>
		<comments>http://www.camillon.com/why-people-hate-life-insurance/#comments</comments>
		<pubDate>Tue, 25 Nov 2008 18:15:13 +0000</pubDate>
		<dc:creator>marlon</dc:creator>
				<category><![CDATA[Financial Wellness]]></category>
		<category><![CDATA[Financial Independence]]></category>
		<category><![CDATA[Insurance, Mortgage, Loans]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Sun Life]]></category>
		<category><![CDATA[Variable Universal Life Insurance]]></category>
		<category><![CDATA[VUL]]></category>

		<guid isPermaLink="false">http://www.camillon.com/?p=93</guid>
		<description><![CDATA[A lot of us have experienced talking to insurance agents. Most of these experiences are forgettable, since the common perception regarding insurance is a bit negative. Some say it’s just a waste of money. Others say it’s useless. However, a number of us understand its value. What could be the difference between the two points [...]]]></description>
			<content:encoded><![CDATA[<p>A lot of us have experienced talking to insurance agents. Most of these experiences are forgettable, since the common perception regarding insurance is a bit negative. Some say it’s just a waste of money. Others say it’s useless. However, a number of us understand its value. What could be the difference between the two points of view? I can discuss this based on my experience.</p>
<p>I am not totally in favour of life insurance ever since I started working. I got numerous calls from agents representing different companies trying to set appointments to explain their products. The moment they tell me their company, I always say ‘no’. My mindset is fixed. I do not need insurance. It’s morbid to talk about my own death at this early stage of my life. I will just buy when I grow older. My girlfriend has the same outlook. She even asks why get an insurance when you’ve already got an insurance in your company?</p>
<p>All of these changed when we attended a Financial Wellness Talk in our company. The speaker mentioned that before you even invest, life insurance should come first. This is what most of financially independent people do. They value the concept of protection, both for their lives and their wealth. Life insurance can be considered a need for those who have dependents, or at least for those who plan to have a family in the future. The earlier you start the better since the price tends to be cheaper when you are younger. But then again, the needs differ based on a person’s situation – financially, physically etc.</p>
<p><a href="http://www.camillon.com/images/InvestmentHierarchy.jpg"><img class="aligncenter size-full wp-image-466" title="Maslows Hierarchy of Needs" src="http://www.camillon.com/images/InvestmentHierarchySmall.jpg" alt="" width="551" height="462" /></a></p>
<p style="text-align: center;">Reference: www.lincolninvestment.com</p>
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<p>Having the ideas we got from the seminar, we explored some investment vehicles. We tried stocks, mutual funds, time deposits and even 5-6! But somewhat, we felt something was missing. What if something happens to us in the future, especially when we have kids? Just thinking of that situation made us restless. We did further research and came across a product generally called a Variable Universal Life Insurance (VUL). It’s an <strong>insurance + investment </strong>type of life insurance. The investment portion could generate funds for us at a later stage in our lives. This can be used as a retirement package, an educational plan, or a business capital in the long-term future since we plan to grow the funds for 15 or more years. This perfectly fits our requirements! The amount may not be enough, but definitely, it is better than not saving at all. The best part, we are started at an early age.</p>
<p>Days after the seminar, we called up the Sun Life Agents who happens to be the parents of our officemate in our previous company. We were presented different options. So we decided to limit our coverage to what we believe is adequate. We got a plan called Sun Flexilink, the VUL product of Sun Life and decided to go for a Balanced Fund (med-high risk).</p>
<p>The biggest factor in our decision on how much coverage to take is our budget. We do not want to fuse all of our investment in one basket, and we do not want to spend so much on insurance. We just thought of what we think is sufficient for future use, and how much we can allocate for that. In addition, we included benefits that can provide financial assistance in case we have serious illness. This is a great add-on benefit since you’ll be covered when you’re faced with a critical illness listed in the policy. We just felt the need to be prepared because after all, who knows when and who the unwelcome diseases like cancer wants to strike on. A year’s savings won’t be enough to cover the hospital bills. Even your healthcare coverage in the company is limited.</p>
<p>In summary, our needs for protection, funds for critical illness and other needs for future funds are addressed. These are the benefits of having the product we chose.</p>
<p>I am now a Sun Life agent, with the goal of helping people realize the need for financial wellness. If you want further explanation, feel free to drop your comments. I’ll try my best to assist you.</p>
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